Find Account Number from Cheque

If you want to check/search the account number of particular cheque, use the menu option INQACHQ.

Finacle Steps

01. INACHQ - Enter
02. Enter Cheque Number - Tab - Sol ID - F4
03. Now the account number having the same Cheque number will be displayed.

Note: Sometime it may show multiple account numbers with same cheque number. Remember those accounts have cheque with same umber but  with different alpha series.

Stop Payment Processing (SPP)

Stop payments can be marked as per customer’s request through the menu option SPP. Stop Payment instructions for a cheque(s) can be entered only if Issue of concerned chequebook has been acknowledged by customer and is duly entered in the system. Therefore, it is necessary that cheque book should be in acknowledged status before any stop payment instructions are entered in the system.  

Stop Payment  Step-By-Step

01. SPP - Enter
02. S - F4 - A/C ID - F4
03. Begin Cheque No - F4 - No of Leaves - F4
04. Enter Party Details Name - Tab -  Date - Tab - Amount
05. Tab - Reason Code (Press F2 and Select from List ex. Option 2) - F4
05. Option - C (Charge Collection) - F4 - F4
06. Press F10 and send for Verification

Note: Use the option 'G' for modification of general details

Stop Payment Verification

01. SPPAU - Enter
02. V - F4 - A/c ID - F4
03. Begin Cheque No - F4 - F4
04. Option C - F4 - F4
05. Press F10
06. Print Dialogue Box will appear.
07. F (Foreground) - F4 - Y (Print required) - F4 - mention no copies & Printer
08. Press F10 to generate the STOP payment confirmation letter.

Inquire whether cheque is stopped or not.

01. ACM - Enter
02. I - F4 - A/C ID - F4
03. Option Q - F4
04. Select the Cheque Series - Ctrl+E
05. Find the cheque is marked as "Stopped"

Chequebook Maintenance (CHBM)

Various cheque book maintenance related operations can be carried out using CHBM web menu option. In case of verification CHBMAU menu option should be used.

Inquire Cheque Book Status

01. CHBM - Enter
02. I - F4 - A/c Id - F4
03. Select the Series - Press Ctrl + E to check details

Add Acknowledgement (If chequebook earlier issued without Acknowledgement)
01. CHBM - Enter
02. A (Acknowledgement) - F4 - A/c Id - F4
03. Select the Chequebook, Shft + F4
04. Press F10

Verification

01. CHBMAU - Enter
02. V - F4 - A/c No - F4
03. Press F10

Destroy Chequebook (Single / Multiple Instruments)

01. CHBM - Enter
02. A - F4 - A/c Id - F4
03. Begin Cheque No - F4 - No of Leaves - F4 - F10

Verification

01. CHBMAU - Enter
02. V - F4 - A/c No - F4
03. Begin Cheque No - F4 - F10

Caution a Cheque

01. CHBM - Enter
02. C - F4 - A/c Id - F4
03. Begin Cheque No - F4 - No of Leaves - F4 - F10

Verification

01. CHBMAU - Enter
02. V - F4 - A/c No - F4
03. Begin Cheque No - F4 - F10

Cautioned status of a cheque can be removed using " U - Undo Caution" function followed by verification.

Customer Search (CUS)

In case if you want check a customer is an exciting customer of your bank or not, to find out Customer Id of a person or to know the details, the menu option CUS can be used in Finacle (Web Mode). HCUS is the menu otion for ONS Mode of operation.

Customer ID Search Step-By-Step

01. CUS - Enter
02. Now fill-up any of the relevant fields like Customer Name, Short Name, Address or Phone No
03. To get accurate result Enter more than one field  - Press F4
04. It may show one or more result depending upon the Data entered.
05. Select one record and Press Ctrl+E to check Customer Details
06. If there is no record in the list - Press F3  and Change Data to search again
 

Account Lien Maintenance (ALM)

One can lien certain amount in an account in Finacle which can not withdrawn unless lien is removed. Lien can be marked in account due to Income Tax Attachment Order, Garnishee Order, Margin Money or Collateral security etc. Even if a customer want load against Fixed Deposit, the FD can be marked lien as guarantor for loan.

Account Lien Maintenance Step-By-Step

01. ALM - Enter
02. A - F4 - AC ID - F4
03. Amount (Mention amount to be Lien) - Tab
04. Expiry Date (the lien will be automatically removed after the date) - Tab
05. Reason (Press F2 and select from list) - Tab
06. Reason (Mention detail lien reason) - F10

Verification 

01. ALM - Enter -
02. V - F4 - AC ID - F4 - Check Lien Details
03. Press F10 to complete the task

Use ACCBAL command to verify the lien amount

Removing Lien (Manually) 

01. ALM - Enter
02. M - F4 - AC ID - f4
03. Change the Lien amount to 0.00
04. Press F10

Verification 

01. ALM - Enter - V - F4
02. AC ID - F4 - Check Modified Lien Details
03. Press F10 to complete the task